Physical Damage Coverage​

The protection of trucks from damage and theft comes from the physical damage coverage. The damage includes collision insurance, your choice of fully comprehensive insurance, more limited fire, and theft with combined additional coverage insurance. It ensures future expenditure and also makes you and your business free.

The policy that covers fire and theft is the coverage policy. It provides specified options to protect your vehicle, including collision insurance, fully comprehensive insurance and combined coverage.

Physical Damage Coverage options comprise

Collision coverage- This type of coverage has the option to replace or repair your truck in case of any collision or an accident.

Comprehensive coverage- In this coverage, you have the option to secure your truck from theft or non-destruction-related harm. You also have to take care of many things in case of heavy vehicles keeping aside the destruction.

Combined additional coverage- There is a special benefit in this type of coverage that is the policyholder has more authority over the nature of their policy. There is no need of purchasing any kind of minimum coverage limit. The mutated and limited version of comprehensive coverage is CAC. Also, if the vehicle is on the lease you should have physical damage coverage. On the other hand, if your vehicle is fully paid then the physical damage coverage is optional.